So thinking about starting 2011 with a new and fresh finance app for your new and fresh WP7 device?
You have the chance now! moBudget has just been released for Windows Phone 7.
moBudget is a user friendly budgeting and expense tracking application. It will help you drive and organize both your personal income and outcome budgeting. By doing so, moBudget will also hint you about possible budgeting and money saving opportunities. Its main screen features a summarized dashboard with a set of intelligent indicators which will tell you how you are doing depending on your budgets and on the current date.
Forget about grabbing a calculator each time you need to get any numbers or if worried about making it to the end of the month or not; moBudget will tell you all: what you have, what you will have, what you owe and more. It will either inform, alert or advice you when needed so you don’t need to worry.
By allowing stepping through months, allows you to whether look back to see how you did on previous months or how you will be doing in the upcoming months, so you can fine tune your budgets to the optimal.
Take it with you, record your data and you will see how money won’t cause you a headache anymore!
More after the break.
Key features
- Today Hub featuring a main dashboard with intelligent indicators
- Upcoming and overdue payments, incomes, bills
- Color-based and snapshot styled budget bar graphs for easy reading
- Easy and fast input for tracking either expenses, incomes or transfer between accounts
- Budget adjustment helper
- Actual balance and budget balance adhoc *
- Accounts and credit cards usage recording *
- Cash flow bar graphs and out of funds predictions *
- Credit card payment estimations and warnings
- Can create future operations and recurrent operations
- Multi currency support
- Easy month back and forth navigation
- Account balances reconcilation
- Password protection in two ways (partial and complete)
- Encrypted backups
- More…!
* Estimated. Does not pull your bank information, however you can sync balances up to a specific date and moBudget will estimate the current and future balance and cash flow according to the data you register day to day.
Screenshots
So give it a try! App has a 15 day free trial period and currently is at 50% sale for Christmas.
– or- direct download link for Zune.
The theory is simple: "If you don't have the money, don't charge it. Try to leave your credit card at home and only use it to pay bills," advises April Lewis, director of education for Consolidated Credit Counseling Services. Then immediately pay off your credit-card balance. As for old credit-card debt, sit down and commit to paper a plan for paying them off. Go for a quick hit, like paying off the smallest balance first, or decide to take on the highest rate card first. Get the job done.
Here's a second tip: Be proactive about managing your credit. Call up your lender and ask it to lower your interest rate. Usually, lenders will lower callers' rates by 2% to 3%, says Scott Gamm, founder of HelpSaveMyDollars.com. Also check your credit report. You can check your credit for free at annualcreditreport.com, for example. If you see mistakes, contact the credit agencies and get those mistakes corrected. If errors are dragging down your score, eliminating them can boost it to where it belongs and make you eligible for better rates.
2. Think automation
Free online banking tools can make it easier to manage your finances with less work. To help grow your savings, for example, you can schedule regular transfers from your checking account. Manisha Thakor, author of Get Financially Naked: How to Talk Money With Your Honey, suggests setting up the transfer of a set amount of money into your savings account every pay day.
Also automate recurring bill payments so you never miss a due date or pay a late fee, which sends money down the drain. Even without late fees, timely payments are key: 35% of your credit score is based on your ability to make payments on time. If you sign up for automatic payments, however, make sure to check your monthly bills for errors. One other caveat: "Make sure you have enough cushion in your checking account to avoid any overdrafts" before setting up auto-payments, money coach Lora Sasiela says.
online reputation management taxes
It's Official: TV <b>News</b> Is For Old People
The Internet is now the top news source for 18-to-29 year olds.
<b>News</b> Corp's Head Of Online Gaming Ditches for Facebook | The New <b>...</b>
The head of online gaming at News Corp is moving to Facebook after just half a year, reports Kara Swisher at All Things D.Sean Ryan, once acting CEO of LiveJournal, was recruited to build an online gaming division at News Corp.
New Edition of Huckleberry Finn to Drop N-Word: Instant Reactions
Auburn University professor Alan Gribben, along with NewSouth Books, plans to release a newly edited edition of the Mark Twain classic, with every instance of the N-word replaced with the word.
No comments:
Post a Comment