Thursday, February 17, 2011

personal finance money management


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Marriage can be hard enough some days. Throw money into the mix, and things can get downright ugly.  However, just as disagreements in other aspects of your married life don’t have to result in permanent rifts, disagreements over money don’t have to ruin your relationship.  As with all things in marriage, money issues need to be worked through. Here are some ideas for overcoming disagreements about money in marriage:


Know Thyself


One of the best things you can do is understand your relationship with money.  In order to articulate your position on money to your partner, you need to be able understand.  Think about why you spend (or save) money the way you do.  You should also come to grips with why you don’t like the way your spouse handles money, and determine whether or not your own preferences and money prejudices are coloring the situations.


Avoid Money Discussions When Angry


Before discussing money, make sure that you are both calm.  One way you can do this is to make an “appointment” to discuss money.  That way, you know to calm yourself beforehand.  Money discussions should take place when you are both as rested as possible (not after a long day of work) and when you are not hungry.  Try to find a comfortable location when discussing money, so that both of you are in a more forgiving frame of mind.


Listen to Your Partner


You and your spouse should take turns listening to each other’s ideas.  Listen without interrupting, except to ask clarifying questions.  Then, expect the same respect from your partner.  You should be able to explain your position as well.  If you both agree to listen respectfully, you will get a better idea of each other’s positions, and you will have something to work with when deciding what to do next.


Remember Your Big Picture Goals


Hopefully, you have some big picture goals as a couple.  When disagreeing about money, it is a good idea to pull out your shared goals for retirement, a vacation, kids’ college or your emergency fund.  Together, you can determine what actions will best help you reach your bigger shared financial goals.  Taking the time to re-connect to the commonalities you share will be a big help.


Let Each Person Control Some Money


You should each have control over some of the money.  This should be available for you to use how you want.  With separate spending abilities, it makes it possible for you buy what you want — even if your partner doesn’t agree.  Make it a rule that each spouse will respect what is done with the discretionary spending each has.


In some cases, the best idea is to have separate accounts if you have a hard time agreeing on what to do with money.  Make sure that each of you contributes to a central pot for household expenses, and then you can each have separate checking accounts.  However, even in such a setup, it is important to touch base and make sure you are still working toward shared money goals.


Be Willing to Compromise


Finally, you have to be willing to compromise.  Any relationship has some give and take, and you and your partner need to be ready to give up a little something.  With some thought and planning, it is possible to disagree about money without causing serious problems.



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  • Share

Marriage can be hard enough some days. Throw money into the mix, and things can get downright ugly.  However, just as disagreements in other aspects of your married life don’t have to result in permanent rifts, disagreements over money don’t have to ruin your relationship.  As with all things in marriage, money issues need to be worked through. Here are some ideas for overcoming disagreements about money in marriage:


Know Thyself


One of the best things you can do is understand your relationship with money.  In order to articulate your position on money to your partner, you need to be able understand.  Think about why you spend (or save) money the way you do.  You should also come to grips with why you don’t like the way your spouse handles money, and determine whether or not your own preferences and money prejudices are coloring the situations.


Avoid Money Discussions When Angry


Before discussing money, make sure that you are both calm.  One way you can do this is to make an “appointment” to discuss money.  That way, you know to calm yourself beforehand.  Money discussions should take place when you are both as rested as possible (not after a long day of work) and when you are not hungry.  Try to find a comfortable location when discussing money, so that both of you are in a more forgiving frame of mind.


Listen to Your Partner


You and your spouse should take turns listening to each other’s ideas.  Listen without interrupting, except to ask clarifying questions.  Then, expect the same respect from your partner.  You should be able to explain your position as well.  If you both agree to listen respectfully, you will get a better idea of each other’s positions, and you will have something to work with when deciding what to do next.


Remember Your Big Picture Goals


Hopefully, you have some big picture goals as a couple.  When disagreeing about money, it is a good idea to pull out your shared goals for retirement, a vacation, kids’ college or your emergency fund.  Together, you can determine what actions will best help you reach your bigger shared financial goals.  Taking the time to re-connect to the commonalities you share will be a big help.


Let Each Person Control Some Money


You should each have control over some of the money.  This should be available for you to use how you want.  With separate spending abilities, it makes it possible for you buy what you want — even if your partner doesn’t agree.  Make it a rule that each spouse will respect what is done with the discretionary spending each has.


In some cases, the best idea is to have separate accounts if you have a hard time agreeing on what to do with money.  Make sure that each of you contributes to a central pot for household expenses, and then you can each have separate checking accounts.  However, even in such a setup, it is important to touch base and make sure you are still working toward shared money goals.


Be Willing to Compromise


Finally, you have to be willing to compromise.  Any relationship has some give and take, and you and your partner need to be ready to give up a little something.  With some thought and planning, it is possible to disagree about money without causing serious problems.



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How To Use Facebook&#39;s <b>News</b> Feed Filters

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Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.

Arrowheadlines: Chiefs <b>News</b> 2/17 - Arrowhead Pride

Good morning Chiefs fans. Once more we've gather the latest Kansas City Chiefs news from across the internet (and there wasn't much today). Read on.


bench craft company sales

How To Use Facebook&#39;s <b>News</b> Feed Filters

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Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.

Arrowheadlines: Chiefs <b>News</b> 2/17 - Arrowhead Pride

Good morning Chiefs fans. Once more we've gather the latest Kansas City Chiefs news from across the internet (and there wasn't much today). Read on.


benchcraft company scam

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.

Arrowheadlines: Chiefs <b>News</b> 2/17 - Arrowhead Pride

Good morning Chiefs fans. Once more we've gather the latest Kansas City Chiefs news from across the internet (and there wasn't much today). Read on.


bench craft company sales

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

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Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.

Arrowheadlines: Chiefs <b>News</b> 2/17 - Arrowhead Pride

Good morning Chiefs fans. Once more we've gather the latest Kansas City Chiefs news from across the internet (and there wasn't much today). Read on.


benchcraft company scam

How To Use Facebook&#39;s <b>News</b> Feed Filters

Facebook hasn't formally explained the latest upgrade to news feed filters, and some users are confused. Some postings describe the default settings almost like a grand conspiracy to hide updates. Let's set the record straight.

Small Business <b>News</b>: SMBs and the Economy

Recently businesses have expressed concern over excessive regulations that have made conducting business ever more expensive, often with limited justification.

Arrowheadlines: Chiefs <b>News</b> 2/17 - Arrowhead Pride

Good morning Chiefs fans. Once more we've gather the latest Kansas City Chiefs news from across the internet (and there wasn't much today). Read on.















Tuesday, February 15, 2011

Making Money Software



Editor’s note: The following guest post is written by Phil Libin, CEO of Evernote, which is currently the No. 5 app in the Mac App Store. It also didn’t hurt that the app has been prominently featured by Apple.


We just finished our first week on the Mac App Store and it might have been the most important week in Evernote’s history. Here’s how it went and what we learned:


1. Meritocracy is sweet


I remember one of the first computer articles that I ever read (maybe it was in Byte Magazine in the early 80s while I was in junior high). It had a little survey aimed at my fellow nerds. “Do you buy software for your computer?”, was the first question. The choices were, “A) Yes, frequently. B) Yes, sometimes. and C) Rarely, I prefer to write my own.” The fact that C was a viable choice pretty much sums up the early euphoria of the consumer software industry. You just had to make something great and the rest would follow. That was a long time ago.


The following twenty or thirty years brought us monopolies and barriers to entry and this happy state of affairs became a dim memory. Then came the mobile app explosion.


Over the past year, about 70% of Evernote’s new users came from mobile app stores, mostly iOS and Android. This led us to the understandable conclusion that mobile was the crucial thing that made a platform attractive to independent developers. Last week made us realize that the reality is a little bit more nuanced. It isn’t mobile that’s overwhelmingly important, it’s the app store. Until a week ago, all the good app stores just happened to be on mobile devices, but someone with a shiny new Macbook is just as eager to get the best apps as someone with a shiny new iPhone.


A platform without a well-formed app store presents a huge challenge to developers. To succeed on such a platform, the developer has to spend as much time and money on channels, logistics, partnerships and advertising as on actually making a great product. Once an app store takes hold, the software market on a platform starts moving towards a meritocracy. This is imperfect, of course, but focusing on building a great product is the best strategy for succeeding on an app store. This is a huge boon for software nerds of all types, and has resulted in the explosion of mobile apps and services in the past two years. It’s about time that desktops joined the party.


2. Desktop software is viable again


It took a few weeks of non-trivial effort to get our existing Mac application ready for the app store. There’s never a convenient time to take a few weeks out of a busy development schedule, and December is as inconvenient as it gets, but Apple’s developer relations folks were helpful and the approval process itself worked reasonably well once we’d worked out the kinks.


The results speak for themselves. About 320,000 people downloaded Evernote in the first week of the Mac App Store. Of this number, about 120,000 had never used Evernote before, and created new accounts. This represents more than 50% of all the new Evernote accounts created last week. The Mac platform—which used to be in fourth place for new user registrations behind iOS, Android and Windows—has now jumped to first.


It’s obvious in hindsight, but the presence of a well-formed app store is the single most important factor for the viability of a platform for third party developers. If you want to take this a step further and say that a robust third-party software market is the most important factor for the success of the platform overall, well…


I hope Windows gets a good app store soon.


3. Multi-platform users are the best kind


Not only is the Mac App Store getting us new users, it’s making our existing users more valuable. Neat, but how?


So 320,000 people downloaded Evernote in the first week and 120,000 of them became new users. What happened to the rest? Well, about 80,000 people were either switching their Mac client from our direct-download version to the app store version or had simply downloaded the app and didn’t complete registration. Another 100,000 people were existing users who had previously used Evernote from other platforms (mostly the iPhone) and added the Mac version for the first time.


This is both interesting and important. Interesting because the vast majority of these people must have (1) already had Macs, and (2) known about our Mac version from previous interactions with Evernote but hadn’t bothered to install it until the Mac App Store appeared. Important because people who use Evernote from multiple devices are much more likely to stick around and to eventually pay for the premium version. This makes intuitive sense and the data is clear: in a Freemium model, people choose to pay for what they love and the more devices they use Evernote from, the more likely they are to fall in love with it.


The Mac App Store effect works the other way as well: many of the new users who first found us on the Mac App Store went on to also download Evernote on their mobile devices. Our iTunes downloads for iOS devices were up by 54% during the same week that the Mac App Store came out and that’s without any new versions or noticeable change in iOS app visibility.


4. A strike against lowest common denominator


If Evernote’s desktop clients were written in Adobe AIR, I’d be worried right now. The immediate popularity of the Mac App Store, and the iPhone App Store before it, reinforces my belief that in a world of infinite software choice, people gravitate towards the products with the best overall user experience. It’s very hard for something developed in a cross-platform, lowest-common-denominator technology to provide as nice an experience as a similar native app.


As the CEO of a software company, I wish this weren’t true. I’d love to build one version of our App that could work everywhere. Instead, we develop separate native versions for Windows, Mac, Desktop Web, iOS, Android, BlackBerry, HP WebOS and (coming soon) Windows Phone 7. We do it because the results are better and, frankly, that’s all-important. We could probably save 70% of our development budget by switching to a single, cross-platform client, but we would probably lose 80% of our users. And we’d be shut out of most app stores and go back to worrying about distribution.


Does this mean that web apps are doomed? Not at all, but the most successful web apps will be the ones that emphasize unique benefits—sharing, communications, integrations—that are better implemented on the web than in native code. This is the main design goal for the next version of the Evernote web client, by the way.


Lost among all the gloomy economic news of the past few years is the fact that there’s never been a better time to be in software. Sure, the emergence and inevitable dominance of app stores will permanently disrupt existing industry practices—I’m glad we’re not in the business of preventing people from making copies of bits, shipping shrink-wrapped boxes or charging people for periodic upgrades—but a company like Evernote simply could not have attained a fraction of our current momentum even three years ago. App stores, cloud services, cross-platform users and Freemium economics made it all possible. The download numbers are certain to decline a bit as the excitement of the first week finds a sustainable steady-state, but the launch of the Mac App Store will have a major, and permanent, positive impact on developers.


It was worth the wait.










Social Networks



According to Cisco, criminals are targeting social network users more aggressively. In particular, criminals are spending more time and effort trying to steal users' social networking credentials, since that makes it possible to exploit the trust of all that users' friends.



Although the exploitation of trust is crucial, Cisco predicts a decline in simple phishing and social networking scams. The company expects instead a rise exploits similar to the Zeus trojan, which steals banking credentials and propagates on social networks, mobile devices and more.





Social Engineering



Cisco warns of the "seven deadly weaknesses" exploited by social engineers:




  • Sex Appeal

  • Greed

  • Vanity

  • Trust

  • Sloth

  • Compassion

  • Urgency





Even the most savvy users can fall prey to social engineering. For example, Thomas Ryan of Provide Security created fake identity called "Robin Sage." Ryan was able to get hundreds of government officials and security professionals to friend this imaginary person on social networking sites and, as a result, share personal information with Ryan.



According to the report:



Clickthrough rates for most malware or spam incidents consistently hover at around 3 percent, according to data from Cisco ScanSafe. While 3 percent may not seem high, imagine the impact of repeated waves of spam to which 3 percent of workers consistently respond to and click on. Even this small percentage is the equivalent of having a gaping hole in the network firewall that cannot be closed. Instead of trying to change human behavior, security researchers are exploring the possibility of changing the way we use software to reduce risks.


Java: The New Number One Target





Java and PDF are both frequently exploited, but according to Cisco Java exploits rose last year and PDF exploits fell. Java surpassed PDF as the most commonly exploited technology.



Cybercrime in the Post-PC Era



According to the report, Windows has been so prevalent and so easy to exploit that there was no need for criminals to try to exploit other systems. However, the proliferation of other devices and OSes along with improved security in Windows 7 has changed that.



However, this move is happening slowly. A report from Forrester on security in the post-PC era notes that mobile device OSes are inherently more secure than desktop OSes due to sandboxing. This means that even jailbroken iPhones and rooted Android phones will be harder to compromise than older Windows PCs. However, social engineers can prey on anyone, regardless of the device they are using.



The Cloud: Friend or Foe?



The report cites the cloud as having both benefits and drawbacks for security. The drawback is that data can be intercepted while traveling between a server and the devices that access it. The advantage is that having data stored off-device makes it hard to extract sensitive information from lost or stolen devices.



Money Mules



The report has an interesting section on "money mules." Once a criminal has stolen a victim's bank account information, they need a way to get the money into their own accounts without getting caught. Money mules are people who transfer money from a victim's bank account to a criminal. One way to do this is to transfer money into the mule's account, then have the mule wire it via Western Union to the criminals overseas. The recipient of the wire from Western Union might not have to provide bank account information to receive the money, making them more difficult to trace.



Some mules are low-level criminals who participate for the money. Others are duped by work at home job ads. Students and people with large debts are often targets.

However, there's a shortage of mules. "Currently, the ratio of stolen account credentials to available mule capacity could be as high as 10,000 to 1," says the report.



Winners of the Cybercrime Showcase



Cisco highlights two winners in this year's "Cybercrime Showcase" - a "good" winner and an "evil" winner.



The Good winner is Thorsten Holz of the security firm LastLine. Holz identified the top 30 servers that the botnet Pushdo/Cutwail used for sending spam. Holz got ISPs to shutdown those servers and, as a result, the rate of spam decreased from 350 billion messages per day to 300 billion per day.



The Evil winner is Stuxnet, which we've covered frequently.



What, No Malvertising?



Surprisingly, there is no discussion of malvertising in the report. You can read our post "What You Need to Know About Malvertising" for more about this threat.












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Experiments In Realtime <b>News</b>: The Eqentia Streams

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Experiments In Realtime <b>News</b>: The Eqentia Streams

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Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.


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Experiments In Realtime <b>News</b>: The Eqentia Streams

When it comes to realtime news, the prevailing wisdom these days is to let your friends tell you what to read through Twitter or Facebook. Instead of editors, people are using these social stream sto filter their news, and a whole bunch ...

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

CBS <b>News</b>&#39; Lara Logan Sexually Assaulted in Egypt | Fancast <b>News</b>

Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.


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Experiments In Realtime <b>News</b>: The Eqentia Streams

When it comes to realtime news, the prevailing wisdom these days is to let your friends tell you what to read through Twitter or Facebook. Instead of editors, people are using these social stream sto filter their news, and a whole bunch ...

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

CBS <b>News</b>&#39; Lara Logan Sexually Assaulted in Egypt | Fancast <b>News</b>

Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.


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Experiments In Realtime <b>News</b>: The Eqentia Streams

When it comes to realtime news, the prevailing wisdom these days is to let your friends tell you what to read through Twitter or Facebook. Instead of editors, people are using these social stream sto filter their news, and a whole bunch ...

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

CBS <b>News</b>&#39; Lara Logan Sexually Assaulted in Egypt | Fancast <b>News</b>

Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.


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Experiments In Realtime <b>News</b>: The Eqentia Streams

When it comes to realtime news, the prevailing wisdom these days is to let your friends tell you what to read through Twitter or Facebook. Instead of editors, people are using these social stream sto filter their news, and a whole bunch ...

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

CBS <b>News</b>&#39; Lara Logan Sexually Assaulted in Egypt | Fancast <b>News</b>

Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.


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Experiments In Realtime <b>News</b>: The Eqentia Streams

When it comes to realtime news, the prevailing wisdom these days is to let your friends tell you what to read through Twitter or Facebook. Instead of editors, people are using these social stream sto filter their news, and a whole bunch ...

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

CBS <b>News</b>&#39; Lara Logan Sexually Assaulted in Egypt | Fancast <b>News</b>

Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.


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Experiments In Realtime <b>News</b>: The Eqentia Streams

When it comes to realtime news, the prevailing wisdom these days is to let your friends tell you what to read through Twitter or Facebook. Instead of editors, people are using these social stream sto filter their news, and a whole bunch ...

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

CBS <b>News</b>&#39; Lara Logan Sexually Assaulted in Egypt | Fancast <b>News</b>

Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.


bench craft company reviews

Experiments In Realtime <b>News</b>: The Eqentia Streams

When it comes to realtime news, the prevailing wisdom these days is to let your friends tell you what to read through Twitter or Facebook. Instead of editors, people are using these social stream sto filter their news, and a whole bunch ...

CBS <b>News</b> reporter Lara Logan sexually assaulted in Egypt - From <b>...</b>

CBS says Logan was the victim of “a brutal and sustained sexual assault and beating” while covering the events in Egypt last week.

CBS <b>News</b>&#39; Lara Logan Sexually Assaulted in Egypt | Fancast <b>News</b>

Shocking details have been released regarding the incident involving CBS News Chief Foreign Correspondent Lara Logan during the protests in Egypt. CBS News issued a statement Tuesday revealing that Logan is currentl in the.

















Friday, February 11, 2011

Making Money Online Easy

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Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

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Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.


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Conformism and Public <b>News</b> | The Big Picture

Get your geek on: We study a model where investment decisions are based on investors' information about the unknown and endogenous return of the investment.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.


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Conformism and Public <b>News</b> | The Big Picture

Get your geek on: We study a model where investment decisions are based on investors' information about the unknown and endogenous return of the investment.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.


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Conformism and Public <b>News</b> | The Big Picture

Get your geek on: We study a model where investment decisions are based on investors' information about the unknown and endogenous return of the investment.

Nokia and Microsoft form mobile partnership | <b>News</b>

Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...

Makeover-O-Matic: How Charlie Sheen can go from really gritty <b>...</b>

It seems that Charlie Sheen's wild lifestyle has finally caught up with.


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There is always a lot of talk about the different ways to make money online, including what tools you'd need, but what about the mental essentials? What about the mental hurdles you must overcome on a daily basis in order to earn the most money in the long run?

This article will attempt to clarify some of the essential mental roadblocks you must break down in order to successfully make money online.

¤ You need to be able to manage your time

Time-management is an essential skill for any online worker; without it, you will lose focus and begin to dip in your overall earnings. Make sure you're able to block out distractions and set times where you can work your best.

¤ You need to be ready to hustle for a sale

Making money online is just like any other business; you'll need to hustle a bit. You can't expect to sit back and have money rolling in, you'll need to get out there, make connections, ask for jobs and work your butt off to be successful.

¤ You need to be able to set goals and accomplish them

Goal setting is another mental factor when making money online because without a goal you will aimlessly do a task but not really have a purpose for doing so. Set a goal so you can stay motivated, focused and have an end in mind.

¤ You need to have passion for what you do

Trying to work an online job or business in an area that you really don't like will quickly burn you and bore you. This is the golden opportunity to earn a living from anywhere in the world; make sure you do something you're actually passionate about!

¤ You need to avoid the critics and keep working hard

Many people will try to break you down on your quest to make money online; they will tell you it's not possible or criticize your methods. Avoid the critics and just keep working; you'll be the one smiling in the end.

¤ You need to do your research

The internet isn't just a place to make money - it's the largest tool for information! Seek out information from round the web to research different ways to make money online, whether they are scams and tips to get started with each.

¤ You need to find a support system

Sometimes making money online can be a lonely profession when you're working by yourself. Try building a support system where you can pitch new ideas, gain motivation and inspiration from others within your group - it will help you keep going.

¤ Conclusion

There are, as you can see, a lot of mental essentials you must need in order to make money online. The actual work may be easy but when you have to do it on a daily basis and the only boss you have to look up to is yourself than you may lose focus over time.

Use these tips and tricks to integrate into your own mindset; be open to knowledge and advice from others and you will create a successful system to make money online.

Wednesday, February 9, 2011

Making Free Money Online

Home typing jobs – a real way to make money from home by dina anderson get paid daily, typing at home no experience “ad companies all over the world currently have over plant propagation techniques that work great at home ” learn how to make money. Make great money working at home with my data team truth parlor get rich scheme this is a legitimate company page 1 my data team come join the team learn how to make money online typing of going to work that’s what i do to make great money. Learn how to make great money typing ads for companies an online ad saying, make $1,000 per day typing at home typing online there are plenty of companies of and ad read more how to start a typing service and make money. Xpress jobs around bangalore – oodle.com he s worked with companies like aol and clicks on one of those ads, you make money keep and i figured if i could make money from something i was already doing, how great would.







Subscription Porn Site SLAPPed Down After Suing RedTube For Undermining Its Business Model

from the competing-isn't-undermining dept

We've joked in the past about how many of the complaints we see from companies about new, more innovative competitors, is that they somehow represent "felony interference of a business model." Some companies, it seems, like to believe that if they have a successful business model, any new competitor that changes the market around must be doing so illegally. Eric Goldman points us to just such a lawsuit in California, where the proprietor of a subscription based porn website sued RedTube, one of many, many porn-focused free streaming video sites, and many of RedTube's advertisers, arguing unfair competition. Basically, the argument was that by setting up a website and offering these porn videos for free, while making money on the advertising, RedTube was effectively "dumping" its product on the market below cost in order to harm the market and make money elsewhere.



RedTube, in response, filed an anti-SLAPP claim, saying that the lawsuit sought to silence RedTube exercising its First Amendment rights of speech. While a lower court mostly agreed, it did leave open one small piece of the unfair competition claim, related to the issue of the claim that someone at RedTube's parent company signed up for the plaintiff's subscription website, downloaded the videos, and posted them on RedTube. However, the California state appeals court rejects the lower court's argument, and agrees that even this claim should be tossed out, because it's only unfair competition if the plaintiff can show that he has, in fact, lost money or property as a result of the unfair competition. Since the plaintiff was unable to do so, the court ruled that this claim got tossed out too (though, if true, you do wonder if there might be a copyright issue -- which does not appear to have been raised here).



On the overall point of underpricing the market unfairly, the court points out how silly this is, noting that giving away free content in exchange for advertising is a business model that's been around for ages, and is hardly a form of unfair competition:


If Bright's business model sounds familiar it's because it's the business model
typical of broadcast radio and television stations in the United States not to mention
thousands of local newspapers and, more recently, tens of thousands of Internet websites
including Youtube, CNN and Video.Yahoo.

The court also points out, in its opening, that business models change, and companies need to keep up -- and they shouldn't expect the law to keep their old business models in place:

In the 21st century, businesses of all kinds are having to adapt to a constantly
changing commercial landscape. The business that the parties describe as the "adult
entertainment" industry is no exception. Websites that originally made their money by
offering such material on a subscription or pay-per-view basis are being replaced by
"tube" websites which offer their content for free and make their money through
advertising.

There's also an interesting discussion over whether or not RedTube qualifies for SLAPP protections, as the site's content must involve the "furtherance of their right of free speech on a public issue." The plaintiff said that his complaint had nothing to do with stopping speech, but from the "anti-competitive conduct." The court notes that even publishing videos of porn online is conduct in the furtherance of speech and, in fact, that there is a "substantial public interest in the kind of sexually explicit videos shown on tube-sites such as Redtube." That's one way to put it.



The final point that seemed worth discussing on this is just how silly some "anti-competitive" behavior laws and rulings can be. Part of the plaintiff's argument here was to bring up a bit of caselaw involving two competing San Fransisco tourist cruises, where one firm got in trouble for selling tickets below cost, even though the firm made it up elsewhere. The court rejects this, by claiming that the earlier ruling doesn't apply here because RedTube "does not sell two separate products." That seems silly to me, and if anything really just highlights the problem with the original court ruling about using the tickets as a loss leader. If you read the ruling this way, you get a nonsensical result: giving away the videos for free would be legal, but charging a penny for them could suddenly be seen as unfair competition, because now it would be "selling" two separate products. Bundling multiple products, such that some are given away free or cheaply in the interest of a larger business model should never be seen as anti-competitive on its own. While I agree with the outcome, it seemed like this was the most confused part of the court's ruling, in that it tapdanced around what was, basically, a really bad ruling. The real issue should be to get rid of any rule that says such kinds of bundles are against the law in the first place.






12 Comments | Leave a Comment..



bench craft company

Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


bench craft company

Home typing jobs – a real way to make money from home by dina anderson get paid daily, typing at home no experience “ad companies all over the world currently have over plant propagation techniques that work great at home ” learn how to make money. Make great money working at home with my data team truth parlor get rich scheme this is a legitimate company page 1 my data team come join the team learn how to make money online typing of going to work that’s what i do to make great money. Learn how to make great money typing ads for companies an online ad saying, make $1,000 per day typing at home typing online there are plenty of companies of and ad read more how to start a typing service and make money. Xpress jobs around bangalore – oodle.com he s worked with companies like aol and clicks on one of those ads, you make money keep and i figured if i could make money from something i was already doing, how great would.







Subscription Porn Site SLAPPed Down After Suing RedTube For Undermining Its Business Model

from the competing-isn't-undermining dept

We've joked in the past about how many of the complaints we see from companies about new, more innovative competitors, is that they somehow represent "felony interference of a business model." Some companies, it seems, like to believe that if they have a successful business model, any new competitor that changes the market around must be doing so illegally. Eric Goldman points us to just such a lawsuit in California, where the proprietor of a subscription based porn website sued RedTube, one of many, many porn-focused free streaming video sites, and many of RedTube's advertisers, arguing unfair competition. Basically, the argument was that by setting up a website and offering these porn videos for free, while making money on the advertising, RedTube was effectively "dumping" its product on the market below cost in order to harm the market and make money elsewhere.



RedTube, in response, filed an anti-SLAPP claim, saying that the lawsuit sought to silence RedTube exercising its First Amendment rights of speech. While a lower court mostly agreed, it did leave open one small piece of the unfair competition claim, related to the issue of the claim that someone at RedTube's parent company signed up for the plaintiff's subscription website, downloaded the videos, and posted them on RedTube. However, the California state appeals court rejects the lower court's argument, and agrees that even this claim should be tossed out, because it's only unfair competition if the plaintiff can show that he has, in fact, lost money or property as a result of the unfair competition. Since the plaintiff was unable to do so, the court ruled that this claim got tossed out too (though, if true, you do wonder if there might be a copyright issue -- which does not appear to have been raised here).



On the overall point of underpricing the market unfairly, the court points out how silly this is, noting that giving away free content in exchange for advertising is a business model that's been around for ages, and is hardly a form of unfair competition:


If Bright's business model sounds familiar it's because it's the business model
typical of broadcast radio and television stations in the United States not to mention
thousands of local newspapers and, more recently, tens of thousands of Internet websites
including Youtube, CNN and Video.Yahoo.

The court also points out, in its opening, that business models change, and companies need to keep up -- and they shouldn't expect the law to keep their old business models in place:

In the 21st century, businesses of all kinds are having to adapt to a constantly
changing commercial landscape. The business that the parties describe as the "adult
entertainment" industry is no exception. Websites that originally made their money by
offering such material on a subscription or pay-per-view basis are being replaced by
"tube" websites which offer their content for free and make their money through
advertising.

There's also an interesting discussion over whether or not RedTube qualifies for SLAPP protections, as the site's content must involve the "furtherance of their right of free speech on a public issue." The plaintiff said that his complaint had nothing to do with stopping speech, but from the "anti-competitive conduct." The court notes that even publishing videos of porn online is conduct in the furtherance of speech and, in fact, that there is a "substantial public interest in the kind of sexually explicit videos shown on tube-sites such as Redtube." That's one way to put it.



The final point that seemed worth discussing on this is just how silly some "anti-competitive" behavior laws and rulings can be. Part of the plaintiff's argument here was to bring up a bit of caselaw involving two competing San Fransisco tourist cruises, where one firm got in trouble for selling tickets below cost, even though the firm made it up elsewhere. The court rejects this, by claiming that the earlier ruling doesn't apply here because RedTube "does not sell two separate products." That seems silly to me, and if anything really just highlights the problem with the original court ruling about using the tickets as a loss leader. If you read the ruling this way, you get a nonsensical result: giving away the videos for free would be legal, but charging a penny for them could suddenly be seen as unfair competition, because now it would be "selling" two separate products. Bundling multiple products, such that some are given away free or cheaply in the interest of a larger business model should never be seen as anti-competitive on its own. While I agree with the outcome, it seemed like this was the most confused part of the court's ruling, in that it tapdanced around what was, basically, a really bad ruling. The real issue should be to get rid of any rule that says such kinds of bundles are against the law in the first place.






12 Comments | Leave a Comment..



bench craft company>

Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


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[reefeed]
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Freelance Riches :: Now ANYBODY Can Make Money Online! by thenyouwin


bench craft company

Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


bench craft company

Home typing jobs – a real way to make money from home by dina anderson get paid daily, typing at home no experience “ad companies all over the world currently have over plant propagation techniques that work great at home ” learn how to make money. Make great money working at home with my data team truth parlor get rich scheme this is a legitimate company page 1 my data team come join the team learn how to make money online typing of going to work that’s what i do to make great money. Learn how to make great money typing ads for companies an online ad saying, make $1,000 per day typing at home typing online there are plenty of companies of and ad read more how to start a typing service and make money. Xpress jobs around bangalore – oodle.com he s worked with companies like aol and clicks on one of those ads, you make money keep and i figured if i could make money from something i was already doing, how great would.







Subscription Porn Site SLAPPed Down After Suing RedTube For Undermining Its Business Model

from the competing-isn't-undermining dept

We've joked in the past about how many of the complaints we see from companies about new, more innovative competitors, is that they somehow represent "felony interference of a business model." Some companies, it seems, like to believe that if they have a successful business model, any new competitor that changes the market around must be doing so illegally. Eric Goldman points us to just such a lawsuit in California, where the proprietor of a subscription based porn website sued RedTube, one of many, many porn-focused free streaming video sites, and many of RedTube's advertisers, arguing unfair competition. Basically, the argument was that by setting up a website and offering these porn videos for free, while making money on the advertising, RedTube was effectively "dumping" its product on the market below cost in order to harm the market and make money elsewhere.



RedTube, in response, filed an anti-SLAPP claim, saying that the lawsuit sought to silence RedTube exercising its First Amendment rights of speech. While a lower court mostly agreed, it did leave open one small piece of the unfair competition claim, related to the issue of the claim that someone at RedTube's parent company signed up for the plaintiff's subscription website, downloaded the videos, and posted them on RedTube. However, the California state appeals court rejects the lower court's argument, and agrees that even this claim should be tossed out, because it's only unfair competition if the plaintiff can show that he has, in fact, lost money or property as a result of the unfair competition. Since the plaintiff was unable to do so, the court ruled that this claim got tossed out too (though, if true, you do wonder if there might be a copyright issue -- which does not appear to have been raised here).



On the overall point of underpricing the market unfairly, the court points out how silly this is, noting that giving away free content in exchange for advertising is a business model that's been around for ages, and is hardly a form of unfair competition:


If Bright's business model sounds familiar it's because it's the business model
typical of broadcast radio and television stations in the United States not to mention
thousands of local newspapers and, more recently, tens of thousands of Internet websites
including Youtube, CNN and Video.Yahoo.

The court also points out, in its opening, that business models change, and companies need to keep up -- and they shouldn't expect the law to keep their old business models in place:

In the 21st century, businesses of all kinds are having to adapt to a constantly
changing commercial landscape. The business that the parties describe as the "adult
entertainment" industry is no exception. Websites that originally made their money by
offering such material on a subscription or pay-per-view basis are being replaced by
"tube" websites which offer their content for free and make their money through
advertising.

There's also an interesting discussion over whether or not RedTube qualifies for SLAPP protections, as the site's content must involve the "furtherance of their right of free speech on a public issue." The plaintiff said that his complaint had nothing to do with stopping speech, but from the "anti-competitive conduct." The court notes that even publishing videos of porn online is conduct in the furtherance of speech and, in fact, that there is a "substantial public interest in the kind of sexually explicit videos shown on tube-sites such as Redtube." That's one way to put it.



The final point that seemed worth discussing on this is just how silly some "anti-competitive" behavior laws and rulings can be. Part of the plaintiff's argument here was to bring up a bit of caselaw involving two competing San Fransisco tourist cruises, where one firm got in trouble for selling tickets below cost, even though the firm made it up elsewhere. The court rejects this, by claiming that the earlier ruling doesn't apply here because RedTube "does not sell two separate products." That seems silly to me, and if anything really just highlights the problem with the original court ruling about using the tickets as a loss leader. If you read the ruling this way, you get a nonsensical result: giving away the videos for free would be legal, but charging a penny for them could suddenly be seen as unfair competition, because now it would be "selling" two separate products. Bundling multiple products, such that some are given away free or cheaply in the interest of a larger business model should never be seen as anti-competitive on its own. While I agree with the outcome, it seemed like this was the most confused part of the court's ruling, in that it tapdanced around what was, basically, a really bad ruling. The real issue should be to get rid of any rule that says such kinds of bundles are against the law in the first place.






12 Comments | Leave a Comment..



bench craft company

Freelance Riches :: Now ANYBODY Can Make Money Online! by thenyouwin


bench craft company

Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


bench craft company

Freelance Riches :: Now ANYBODY Can Make Money Online! by thenyouwin


bench craft company

Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


bench craft company

Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


bench craft company

Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


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Freelance Riches :: Now ANYBODY Can Make Money Online! by thenyouwin


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Obama to Push for Less Restrictive Trade with Russia; Expedited <b>...</b>

Fox News has learned that President Obama will call on Congress to support a permanent normal trade relations status with Russia and that his U.S. trade ambassador will tell Congress Wednesday the White House will intensify efforts this ...

Breaking <b>news</b>: Obama quits smoking « Hot Air

Breaking news: Obama quits smoking. ... Breaking news: Obama quits smoking. Share. posted at 5:30 pm on February 8, 2011 by Allahpundit printer-friendly � He had to do it. If his system wasn't in peak shape, he'd never have been able to ...

New York Yankees <b>News</b>: The Captain - Pinstripe Alley

New York Yankees news from around the internet on 2/9/2011, including Rob Neyer on Derek Jeter's attempt to bounce back from a disappointing 2010 season.


bench craft company

Here is guide step by step in making money online while sitting comfortably at your computer

  • First, think about what your interested in that you wouldn't mind writing about. It can be music, a hobby, an ideology, an obsession...as long as your interested. Don't worry about appealing to reader just yet, chances are if you are interested in something, someone else is too.
  • Go to a free blogging service such as blogger or live journal and make an account and create a blog.
  • Customize your page and your profile. Fill out your interests, decorate your page. Make people interested in you and your page.
  • Begin blogging! Write whatever you want to about the topic your interested in. Make sure you tag keywords so your blog shows up on search engines. Try to devote 30 minutes to 1 hour a day to blogging. The more you update the more people will come to your site and the more search engines will recognize you!
  • Sign up for Google Adsense at google.com/onlineads. It is a simple application, just fill out basic information and the URL of your site. They will accept you within a week.
  • Start placing ads on your page. Place ads that adhere to your topic so people click on them. You can earn anywhere from 10 cents to 3 dollars per click. Easy money :)

Here are some tips and tricks and things to beware of when your blogging.
  • Submit your articles to article directories to bring traffic to your site
  • Comment on other blogs so people naturally click on your profile
  • Do your research! There are a number of methods to bring traffic to your site. The more traffic means more clicks which means more cash!
  • There is no such thing as a free lunch. If you want to make some money your going to have to follow these steps and invest time in your blog. Its worth it, there are true success stories of people making up to 15k per month. But it takes time and effort!






















































Tuesday, February 8, 2011

Free rental agreement forms


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


surface encounters

Nightly <b>News</b>: Richard Gere Is in &#39;Arbitrage&#39;; &#39;The Beaver <b>...</b>

Richard Gere is close to nabbing the lead role in 'Arbitrage,' a financial drama about a troubled hedge fund magnate desperate to complete the sale of his.

<b>News</b> In Brief: Earth/Environment - Science <b>News</b>

Licorice may be a natural alternative to antibiotics on hog farms, plus more in this week's news.

AOL-HuffPost: All The <b>News</b> Fit To Merge

As new media gains traction, more mergers will result.


Sunday, February 6, 2011

Making Money Online With






BBC Online is meeting its obligation to commission 25 percent of eligible production work from external suppliers - but must make wide-ranging changes to the process, a review by its regulating BBC Trust has concluded (release, review)



The BBC has met the quota requirement every year since it was recommended by the 2004 Graf report. Last year, it commissioned external interactive producers for work totalling £20 million.

See more of our latest Companies coverage
or add an alert for future coverage of Companies.



But a Deloitte review in to the quota commissioned by the trust slates the system for lack of transparency, management, direction and value for money.



Consequently, the trust - whilst it is not raising the quota - has ordered BBC Online to “discuss with industry what form strategic goals for a quota system might take”, and to simplify the current process.



This BBC Trust review has been many months in the making - the BBC executive had already known the outcome and recommendations before Friday’s publication and has partly responded - it has already agreed to give the trust, after speaking with industry, a review within three months. The trust says the whole issue requires “urgent attention”.



Deloitte’s review (highlights):-



“The BBC is complying with the requirements set out in the BBC Agreement. However, the Online independent supply quota does not appear to be working well in practice. Whilst steps have recently been taken to remedy the issues surrounding it, both the BBC and the independent sector recognise there is a lack of: communication around how the commissioning for online takes place, clarity around how the quota is calculated and tracked; and, consistency and efficiency in commissioning practices. Most significantly, interviews demonstrate a strong belief in the independent sector that BBC online commissioners select suppliers to pitch for commissions based on the commissioners’ personal knowledge, rather than any rounded evaluation of who is equipped to deliver quality and value for money.



“There is a high degree of external scepticism as to whether reported performance is real or the result of an accounting allocation.



“Overall BBC Online expenditure is expected to go down rather than up



There are issues with the management of the current arrangements that impact the value for money and quality BBC Online achieves for licence fee payers



“BBC Online has failed to provide sufficient transparency to the sector in terms of: strategic direction, emerging opportunities, decision making processes, and reporting of performance relative to the quota.



“An average commission size in FY 2009/10 of less than £5,000 and only 17 commissions over £100,000



“The revenues of the top 100 interactive agencies totalled c. £790m in 2009. In 2009/10 the BBC spent c. £20m externally as part of the BBC Online quota. Although the BBC will spend more on digital content (for example on those areas excluded from the eligible base), in absolute terms the impact that the BBC makes on the online content sector is limited.



“In this context, BBC Online’s c. £20m of ‘eligible’ annual spend lacks the scale to have as significant an impact on the shape of market as the BBC does in TV broadcasting.”









Bank of America is making an 11th-hour push for inclusion in the upcoming Worst Company In America tournament. Starting in February, folks with BofA mortgages who don't have BofA bank accounts will see their current 15-day grace period for making payments cut by 40%.



From MSNBC's Red Tape blog:

Consumers who use the bank's online payment tool, Mortgage Pay, will risk a $6 fee if they fund payments using another bank's checking account and the payment falls during the final six days of the traditional 15-day grace period. Consumers who make payments from Bank of America accounts are not subject to the fee.



So... it's not really a grace period anymore for those people, is it?



Gail Hillebrand from Consumers Union (the proud parent of Consumerist) had this to say:

Let me get this straight. They tell you that you have a grace period, (then) they say, 'Oops, you only have half of it if you don't bank with us,'... That doesn't seem fair. ... This looks like a new 'gotcha,' and we have enough of those already.



Many of the people with BofA mortgages don't have an existing checking account with the bank because they didn't get their mortgage from BofA to begin with.



"You don't want to have to go around changing your checking account every time someone buys your mortgage," said Hillebrand, who says the way to avoid this problem is to make your payment before the grace period even kicks in. "This is just one more way to extract money out of you that you don't expect to have to pay."



B of A redefines 'grace period' with new fee [MSNBC]







benchcraft company portland or

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


benchcraft company portland or





BBC Online is meeting its obligation to commission 25 percent of eligible production work from external suppliers - but must make wide-ranging changes to the process, a review by its regulating BBC Trust has concluded (release, review)



The BBC has met the quota requirement every year since it was recommended by the 2004 Graf report. Last year, it commissioned external interactive producers for work totalling £20 million.

See more of our latest Companies coverage
or add an alert for future coverage of Companies.



But a Deloitte review in to the quota commissioned by the trust slates the system for lack of transparency, management, direction and value for money.



Consequently, the trust - whilst it is not raising the quota - has ordered BBC Online to “discuss with industry what form strategic goals for a quota system might take”, and to simplify the current process.



This BBC Trust review has been many months in the making - the BBC executive had already known the outcome and recommendations before Friday’s publication and has partly responded - it has already agreed to give the trust, after speaking with industry, a review within three months. The trust says the whole issue requires “urgent attention”.



Deloitte’s review (highlights):-



“The BBC is complying with the requirements set out in the BBC Agreement. However, the Online independent supply quota does not appear to be working well in practice. Whilst steps have recently been taken to remedy the issues surrounding it, both the BBC and the independent sector recognise there is a lack of: communication around how the commissioning for online takes place, clarity around how the quota is calculated and tracked; and, consistency and efficiency in commissioning practices. Most significantly, interviews demonstrate a strong belief in the independent sector that BBC online commissioners select suppliers to pitch for commissions based on the commissioners’ personal knowledge, rather than any rounded evaluation of who is equipped to deliver quality and value for money.



“There is a high degree of external scepticism as to whether reported performance is real or the result of an accounting allocation.



“Overall BBC Online expenditure is expected to go down rather than up



There are issues with the management of the current arrangements that impact the value for money and quality BBC Online achieves for licence fee payers



“BBC Online has failed to provide sufficient transparency to the sector in terms of: strategic direction, emerging opportunities, decision making processes, and reporting of performance relative to the quota.



“An average commission size in FY 2009/10 of less than £5,000 and only 17 commissions over £100,000



“The revenues of the top 100 interactive agencies totalled c. £790m in 2009. In 2009/10 the BBC spent c. £20m externally as part of the BBC Online quota. Although the BBC will spend more on digital content (for example on those areas excluded from the eligible base), in absolute terms the impact that the BBC makes on the online content sector is limited.



“In this context, BBC Online’s c. £20m of ‘eligible’ annual spend lacks the scale to have as significant an impact on the shape of market as the BBC does in TV broadcasting.”









Bank of America is making an 11th-hour push for inclusion in the upcoming Worst Company In America tournament. Starting in February, folks with BofA mortgages who don't have BofA bank accounts will see their current 15-day grace period for making payments cut by 40%.



From MSNBC's Red Tape blog:

Consumers who use the bank's online payment tool, Mortgage Pay, will risk a $6 fee if they fund payments using another bank's checking account and the payment falls during the final six days of the traditional 15-day grace period. Consumers who make payments from Bank of America accounts are not subject to the fee.



So... it's not really a grace period anymore for those people, is it?



Gail Hillebrand from Consumers Union (the proud parent of Consumerist) had this to say:

Let me get this straight. They tell you that you have a grace period, (then) they say, 'Oops, you only have half of it if you don't bank with us,'... That doesn't seem fair. ... This looks like a new 'gotcha,' and we have enough of those already.



Many of the people with BofA mortgages don't have an existing checking account with the bank because they didn't get their mortgage from BofA to begin with.



"You don't want to have to go around changing your checking account every time someone buys your mortgage," said Hillebrand, who says the way to avoid this problem is to make your payment before the grace period even kicks in. "This is just one more way to extract money out of you that you don't expect to have to pay."



B of A redefines 'grace period' with new fee [MSNBC]







benchcraft company portland or

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


bench craft company reviews
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benchcraft company portland or

Internet Marketing Review, Strategy &amp; Consultancy by zonecrest


bench craft company reviews

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


bench craft company reviews





BBC Online is meeting its obligation to commission 25 percent of eligible production work from external suppliers - but must make wide-ranging changes to the process, a review by its regulating BBC Trust has concluded (release, review)



The BBC has met the quota requirement every year since it was recommended by the 2004 Graf report. Last year, it commissioned external interactive producers for work totalling £20 million.

See more of our latest Companies coverage
or add an alert for future coverage of Companies.



But a Deloitte review in to the quota commissioned by the trust slates the system for lack of transparency, management, direction and value for money.



Consequently, the trust - whilst it is not raising the quota - has ordered BBC Online to “discuss with industry what form strategic goals for a quota system might take”, and to simplify the current process.



This BBC Trust review has been many months in the making - the BBC executive had already known the outcome and recommendations before Friday’s publication and has partly responded - it has already agreed to give the trust, after speaking with industry, a review within three months. The trust says the whole issue requires “urgent attention”.



Deloitte’s review (highlights):-



“The BBC is complying with the requirements set out in the BBC Agreement. However, the Online independent supply quota does not appear to be working well in practice. Whilst steps have recently been taken to remedy the issues surrounding it, both the BBC and the independent sector recognise there is a lack of: communication around how the commissioning for online takes place, clarity around how the quota is calculated and tracked; and, consistency and efficiency in commissioning practices. Most significantly, interviews demonstrate a strong belief in the independent sector that BBC online commissioners select suppliers to pitch for commissions based on the commissioners’ personal knowledge, rather than any rounded evaluation of who is equipped to deliver quality and value for money.



“There is a high degree of external scepticism as to whether reported performance is real or the result of an accounting allocation.



“Overall BBC Online expenditure is expected to go down rather than up



There are issues with the management of the current arrangements that impact the value for money and quality BBC Online achieves for licence fee payers



“BBC Online has failed to provide sufficient transparency to the sector in terms of: strategic direction, emerging opportunities, decision making processes, and reporting of performance relative to the quota.



“An average commission size in FY 2009/10 of less than £5,000 and only 17 commissions over £100,000



“The revenues of the top 100 interactive agencies totalled c. £790m in 2009. In 2009/10 the BBC spent c. £20m externally as part of the BBC Online quota. Although the BBC will spend more on digital content (for example on those areas excluded from the eligible base), in absolute terms the impact that the BBC makes on the online content sector is limited.



“In this context, BBC Online’s c. £20m of ‘eligible’ annual spend lacks the scale to have as significant an impact on the shape of market as the BBC does in TV broadcasting.”









Bank of America is making an 11th-hour push for inclusion in the upcoming Worst Company In America tournament. Starting in February, folks with BofA mortgages who don't have BofA bank accounts will see their current 15-day grace period for making payments cut by 40%.



From MSNBC's Red Tape blog:

Consumers who use the bank's online payment tool, Mortgage Pay, will risk a $6 fee if they fund payments using another bank's checking account and the payment falls during the final six days of the traditional 15-day grace period. Consumers who make payments from Bank of America accounts are not subject to the fee.



So... it's not really a grace period anymore for those people, is it?



Gail Hillebrand from Consumers Union (the proud parent of Consumerist) had this to say:

Let me get this straight. They tell you that you have a grace period, (then) they say, 'Oops, you only have half of it if you don't bank with us,'... That doesn't seem fair. ... This looks like a new 'gotcha,' and we have enough of those already.



Many of the people with BofA mortgages don't have an existing checking account with the bank because they didn't get their mortgage from BofA to begin with.



"You don't want to have to go around changing your checking account every time someone buys your mortgage," said Hillebrand, who says the way to avoid this problem is to make your payment before the grace period even kicks in. "This is just one more way to extract money out of you that you don't expect to have to pay."



B of A redefines 'grace period' with new fee [MSNBC]







benchcraft company portland or

Internet Marketing Review, Strategy &amp; Consultancy by zonecrest


benchcraft company portland or

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


bench craft company reviews

Internet Marketing Review, Strategy &amp; Consultancy by zonecrest


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&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


benchcraft company portland or

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


bench craft company reviews

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


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benchcraft company portland or

Internet Marketing Review, Strategy &amp; Consultancy by zonecrest


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benchcraft company scam

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


benchcraft company scam

Many people make tons of money on the internet. Many other people want to make money on the internet but don't know how.

The first step is you should get a PayPal account. The reason for this is most of the programs I will talk about, pay out through PayPal. The other way they will pay out, is by a check sent directly to you through the mail.

After you get your PayPal account you should consider joining a free web hosting site such as BraveNet. You can also build a website that has banner ads. Then, you can advertise your referral links to make some extra money. Your site should be about something you are interested in such as a hobby so you can easily add content. Having extra content will get your visitors to return and be more likely to click on an ad or direct link. If you have little,or no experience, in making websites or using HTML then I suggest you create a blog at a site such as blogger.com

After you get your BraveNet account, and/ or PayPal account,then your ready to get started. The first program I recommend is Mylot. The reason for this is you can make an of average $1.00 a day by posting topics, discussions and comments. Plus, this is a great way to advertise your websites. You can start topics such as "I just made a new website at..." Also,
you can put comments on others ideas about making money online. If you want to make about $1.50 a day
then you need to make 50 posts, 10 new discussions and 10 new pictures uploaded. Also make sure each post is at least four lines.

After joining Mylot and if you did decide to make a website or blog, then I suggest you join Adbrite. You just copy and paste the HTML in your document.After about two days, there will be a banner ad or text ad in the space you chose. You will earn money for your CTR, which is your add views divided by your ad clicks times ten. To make the most money, make sure after your page has loaded you can see the entire ad space. The better you can see it the more you will get paid and the more clicks you will get which will improve your CTR.

Next, I suggest you join Absence. This is a lot like Adbrite.Although, all the ads are text based and you will get paid by your PPM or Pay Per thousand (clicks.) This means that the more times people click on your ads the more you will get paid. Make sure to never click on your own ads because they will instantly ban you and take all the money you have earned.

After that, you should join SFI which you can make money by referring others and by advertising their products. The best way to do this is by advertising there gateways. A gateway is a website that they design but has your code in it so they can track of who made the referrals. You should put a link on all your sites such as "to join SFI to make money click here." Or if your advertising there product gateways, "click to find more Info on purchasing..."

To get more exposure to your site or to your SFI gateways then you should join a traffic exchange like Traffic Swarm.

Up until now all I have talked about is if you already have a website or blog, but if you don't, there are many other sites where one is not needed for success.

The best one is CashCrate. All you have to do is fill out surveys or complete offers and sign up for random stuff. There is a minimum $10 payout and no kidding I met it in less than an one and a half hours! I suggest you get a second email address to sign up for all of these offers and surveys, because they might give you spam(junk email)but it is worth it.

There are a lot of other sites you should join such as ClixSense, AdBux and LinkGrand which are PTC (pay to click) ClickSense being the best but the others are worth a look. Slash My Search and Zot Spot pay you to make searches just like you were using Google.



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&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


big seminar 14

&#39;Faster, Pussycat! Kill! Kill!&#39; star Tura Satana has died | <b>News</b> <b>...</b>

Actress Tura Satana died yesterday in Reno, Nev., according to the New York Times. Satana appeared in numerous movies and TV shows, including Billy Wilder ...

AMERICAblog <b>News</b>: BREAKING: Mubarak resigns as head of his party

News and opinion about US politics from a liberal perspective.

Rachel Maddow - Fox <b>News</b> - Egypt Revolution | Mediaite

Rachel Maddow's patience with Fox News appears to have finally fully waned. Having spent a good amount of time on her program calmly arguing her side of the story in an attempt to debunk the loudest voices of her rival network, ...


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